This page states the “Terms and Conditions” under which you, the Website visitor (“You”) may use lumisaha.com (the “Site”), which is owned by lumisaha.

Please read this page carefully. By using this Site, You agree to be bound by all of the Terms and Conditions set forth below. If You do not accept these Terms and Conditions, please do not use this Site. These Terms and Conditions supersede any other agreement you may have with lumisaha regarding this subject matter. lumisaha may, in its sole discretion, revise these Terms and Conditions at any time; therefore, You should visit this page periodically to review the Terms and Conditions.

Copyright
The contents of this Site, such as text, graphics, images, and other content (the “Site Material”) are protected by copyright under United States law. These Terms and Conditions do not grant You any license whatsoever to the Site Material. lumisaha authorizes You to view and download a single copy of the Site Material for your non-commercial personal use. Unauthorized use of the Site Material violates copyright and other laws. You agree to retain all copyright and other proprietary notices contained in the original Site Material on any copy of such material. Except as expressly provided herein, You may not sell or modify our Site Material or reproduce, display, distribute, or otherwise use the Site Material in any way for any public or commercial purpose. Use of the Site Material on any other web site or in a networked environment is prohibited. lumisaha retains all intellectual property rights in the Site Material.

Trademarks
The names, marks and logos appearing on the Site are, unless otherwise noted, trademarks owned by or licensed to lumisaha. Your use of these marks, except as provided in these Terms and Conditions, is strictly prohibited. From time to time, lumisaha makes fair use in this Site of trademarks owned and used by third parties. lumisaha makes no claim to ownership of those marks.

Product and Service Rankings
The Site offers a forum, which includes a product and service ranking (“Rankings”), where you may access recommendations of products and services by lumisaha.

The information in our Rankings is provided strictly as a source of information for You and is provided merely as a convenience. It represents our opinion and analysis based on subjective / objective criteria. You are recommended to do your own research and investigation before engaging services with any company regardless of their listing. You agree to not hold lumisaha, its members, managers, officers, directors, employees, or affiliates (collectively “Partners”) liable for any statements, representations, errors or omissions, descriptions, comments, or opinions posted on the Site.

By developing and posting such Rankings, lumisaha makes no representation or warranties as to the accuracy or factual basis of the Rankings. In compliance with federal law, all price quotes displayed on the Rankings are updated on at least a weekly basis. However, our evaluation process is a continued development; we may experiment with new processes for our evaluations and add or remove specific elements at any time. lumisaha is a private company and is not affiliated with any government or non-profit organizations. lumisaha receives compensation from several of the companies which it ranks, including ADT and Vivint.

While the information and recommendations contained on this site have been compiled from sources believed to be reliable, lumisaha makes no guarantee as to, and assume no responsibility for, the correctness, sufficiency, or completeness of any such information or recommendations. Other or additional safety measures may be required under particular circumstances.

User Submissions
lumisaha welcomes your comments and reviews of the products and services listed on our Site. However, You acknowledge that if You send us any reviews, comments, suggestions, ideas, notes, concepts or other information, (collectively, the “Information”), the Information shall be deemed, and shall remain, lumisaha property. By submission of any Information, You assign to lumisaha and we shall own exclusively all rights to such Information of every kind and nature throughout the universe now known or hereafter existing. lumisaha shall be entitled to use, alter, publish or delete the Information for any purpose whatsoever without compensation to You or the provider of the Information. Notwithstanding, lumisaha disclaims all liability for comments or reviews posted by users on the Site.

As a user of this Site, You are responsible for your own communications. Therefore, do not do any of the following things:

transmit to us material that is copyrighted, unless You are the copyright owner or have the permission of the copyright owner;
send material that reveals trade secrets, unless You own them or have the permission of the owner;
send material that infringes on any other intellectual property rights of others or on the privacy or publicity rights of others;
send material that is obscene, defamatory, threatening, harassing, abusive, hateful, or embarrassing to another user or any other person or entity;
intentionally or unintentionally violate or encourage conduct that would violate any local, state, or federal law;
attempt to breach the security of the Site;
send advertisements or solicitations of business;
send chain letters or pyramid schemes; or
impersonate another person.
lumisaha reserves the right to expel You and to prevent You further access to this Site for violating these Terms and Conditions terms or the law. The violation of any of these Terms and Conditions shall result in the immediate revocation of your right to access or use the Site or Site Material and obligates You to immediately destroy any copies of the Site Material in your possession.

lumisaha.com Giveaway Terms + Conditions
The following terms and conditions apply to the com giveaway (“Giveaway”) by Clear Link Technologies, LLC, d/b/a lumisaha.com (the “Promoter”), whose principal office is located at 42 Future Way, Draper, Utah 84020.
Employees of Promoter, those involved in the production, development, implementation, or handling of the Giveaway, and any agents acting for the above providers, prize suppliers, or any other person associated with the Giveaway, and family members and persons living in the same household as any of the foregoing persons, are not eligible to enter.
The Giveaway is open only to legal residents of the 50 United States and the District of Columbia, who on the date of entry are 18 years old or older, or have otherwise reached the age of majority under the state’s laws where they reside.
GIVEAWAY IS VOID OUTSIDE THE UNITED STATES AND WHERE OTHERWISE PROHIBITED BY LAW. All applicable federal, state, and local laws, rules, and regulations apply.
There is NO ENTRY FEE AND NO PURCHASE NECESSARY TO ENTER the GIVEAWAY. Any purchase or consideration otherwise given by entrants will not improve one’s chances of being selected for the Giveaway.
LIMITATION OF LIABILITY: By entering the Giveaway, all entrants agree to release and hold harmless Promoter (and any parent, subsidiary, or otherwise related entities of Promoter) from any and all liability resulting or arising from the Giveaway or the Giveaway prize, to release all rights to bring any claim, action, or proceeding against them, and hereby acknowledge that they have neither made nor are in any manner responsible or liable for any warranty, representation, or guarantee, express or implied, in fact or in law, relative to a prize. Promoter (and any parent, subsidiary, or otherwise related entity of Promoter) shall not be liable for any injury, damage, loss, expense, accident, delay, inconvenience, or irregularity that may be caused or contributed to by (1) any wrongful, negligent or unauthorized act or omission on the part of the prize supplier or any of its agents, servants, employees, representatives, or independent contractors, (2) any wrongful, negligent, or unauthorized act or omission on the part of any other person or entity not an employee of Promoter, or (3) by any other cause, condition or event whatsoever beyond the control of Promoter or its parents, subsidiaries, and affiliated The failure of Promoter to comply with any provision of these Terms and Conditions due to an act of God, natural disaster, hurricane, war, fire, riot, earthquake, terrorism, act of public enemies, action of governmental authorities, or any other cause outside of the control of Promoter (excepting compliance with applicable codes and regulations) or other force majeure event will not be considered a breach of these Terms and Conditions. Entrants waive all right to and hold the Promoter harmless from any claim, liability, loss, injury, damage (including punitive, exemplary, incidental, and consequential damages), and expense (including attorneys’ fees) arising out of or in connection with their participation in the Giveaway or the acceptance, use, or misuse of the Giveaway prize. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATIONS OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE MAY NOT APPLY TO YOU. Promoter will not be responsible for: late, incomplete, or incorrect entries; an entrant’s failure to receive prize notices due to entrant’s spam, junk e-mail, or other security settings or for entrants’ provision of incorrect or otherwise non-functioning contact information; technical, hardware, or software malfunctions, lost or unavailable network connections, or failed, incorrect, inaccurate, incomplete, garbled, or delayed electronic communications whether caused by the sender or by any of the equipment or programming associated with or used in the Giveaway; by any human error which may occur in the processing of the entries in the Giveaway; or any typographical, technological, or other error in the publishing of the offer, administration of a Giveaway, or announcement of the Recipient of the Giveaway (“Recipient”).
In no event shall the Promoter’s aggregate liability arising out of or relating to the Giveaway, whether arising out of or related to breach of contract, tort (including negligence), or otherwise, exceed three (3) times the amounts to be paid to Recipient pursuant to the Giveaway.
Route to entry for the competition and details of how to enter are available via subscribers to comemail newsletter. Individuals may enter to win by clicking on the participation link included in the monthly email newsletter. Upon clicking the participation link, entrants will be asked to provide their name and contact information so that lumisaha.com can notify the winner of the results. Closing date for entry will be upon reaching 500 eligible sign ups. After this date no further entries to the competition will be permitted. Odds of winning are 1 in 500. Only one winner will be selected from the entire pool of eligible entries. Winners will be chosen after submitting verified name and email address. The winner will be notified by email within 7 days of the closing date. If the winner cannot be contacted or does not claim the prize within 10 days of notification, we reserve the right to withdraw the prize from the winner and pick a replacement winner. The winner agrees to allow lumisaha to contact them to participate in surveys as part of the lumisaha Research Group. The winner specifically acknowledges that the $200 e-gift card shall be provided and fulfilled by a third-party provider, Trencent. lumisaha.com will notify the winner when and where the prize can be collected. The winner will receive a $200 Mastercard e-gift card, that will be emailed to them using the email address submitted.
Recipient acknowledges that the sums received pursuant to the Giveaway may be subject to applicable taxes. Recipient is solely responsible for all such taxes or contributions, including penalties and
The Giveaway is in no way endorsed, administered by, or associated with any third parties or third-party products mentioned or their affiliates.
No cash alternative to the Giveaway will be The prizes are not transferable. Prizes are subject to availability and lumisaha.comreserves the right to substitute any prize with another of equivalent value without giving notice.
By accepting the prize, Recipient agrees to the use of their name, likeness, voice, image, and biographical information in any of Promoter’s publicity material without further compensation, unless prohibited by law. Any personal data relating to Recipient or any other entrants will be used solely in accordance with current federal and state data protection legislation. For more information see Promoter’s Privacy Policy located at https://lumisaha.com/privacy-policy.
Where legally required, each Recipient’s name will be available upon request twenty-eight (28) days after the closing date for the Giveaway but no later than one (1) year after the closing date for the Giveaway. To request each Recipient’s name, please send the request in a stamped addressed envelope to the following address: 42 Future Way, Salt Lake City, UT
Promoter reserves the right to cancel or amend the Giveaway and these Terms and Conditions without notice.
Promoter’s decision in respect of all matters to do with the Giveaway will be
The Giveaway and these Terms and Conditions will be governed by Utah
BysubmittinganentryfortheGiveaway,entrantsunconditionallyacceptand agree to be bound by these Terms and Conditions and all discretionary decisions of Promoter, which are final and binding in all respects.
Promoter reserves the right, in its sole discretion, to cancel, modify, or suspend the Giveaway should viruses, bugs, unauthorized human intervention, technical failures, or any factor beyond Promoter’s reasonable control corrupt the administration, security, fairness, integrity, or proper operation of a Giveaway. In such event, Promoter reserves the right to select the Recipient(s) from the eligible entries received up to the time of impairment. Promoter reserves the right, in its sole and absolute discretion, to disqualify any individual it finds to be tampering with the entry process or the operation of the Giveaway or to be acting in violation of these Terms and Conditions or any other promotion or in a disruptive manner. Any attempt by any person to deliberately damage Promoter’s website or undermine the legitimate operation of the Giveaway may be a violation of criminal and civil laws, and should such an attempt be made, Promoter reserves the right to seek damages from any such person to the fullest extent permitted by law. Promoter’s failure to enforce any term of these Terms and Conditions shall not constitute a waiver of any right or remedy.
Entrants agree that: (1) any and all disputes, claims, and causes of action arising out of or connected with the Giveaway and any Giveaway prize shall be resolved individually, without resort to any form of class action, and exclusively by JAMS for final and binding arbitration under its Streamlined Arbitration Rules & Procedures, to be held in Salt Lake City, Utah, before a single arbitrator, who shall be a retired judge. The arbitration shall be a confidential proceeding, closed to the general public. The arbitrator shall issue a written opinion stating the essential findings and conclusions upon which the arbitrator’s award is based. The parties will share equally in payment of the arbitrator’s fees and arbitration expenses and any other costs unique to the arbitration hearing (recognizing that each side bears its own deposition, witness, expert and attorneys’ fees and other expenses to the same extent as if the matter were being heard in court). Neither party shall be entitled or permitted to commence or maintain any action in a court of law with respect to any matter in dispute until such matter shall have been submitted to arbitration as herein provided and then only for the enforcement of the arbitrator’s award. Nothing in this paragraph shall affect either party’s ability to seek from a court injunctive or equitable relief at any time; (2) any and all claims, judgments and awards shall be limited to actual out-of-pocket costs incurred, including costs associated with entering the Giveaway, but in no event attorneys’ fees; and (3) under no circumstances will any entrant be permitted to obtain awards for, and entrants hereby waive, all rights to claim, punitive, incidental, and consequential damages and any other damages, other than for actual out-of-pocket expenses, and any and all rights to have damages multiplied or otherwise increased. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE MAY NOT APPLY TO YOU.
Promoter and its parents, subsidiaries and affiliated companies, assume no liability and are not responsible for, and participants hereby forever waive any rights to any claim in connection with, errors and/or ambiguity: (a) in a Giveaway; (b) in any related advertising or promotions of the Giveaway; and/or (c) in these Terms and In the event of any ambiguity(s) or error(s) in these Terms and Conditions, Promoter reserves the right to modify these Terms and Conditions for clarification purposes or to correct any such error(s) without materially affecting the terms and conditions of the Giveaway. The Giveaway is administered by Promotor and lumisaha.com and is not affiliated with, sponsored by, or endorsed by any other party mentioned above.
Limitation of Liability
lumisaha DOES NOT WARRANT THAT THE WEB SITE WILL OPERATE ERROR-FREE OR THAT THE SITE AND ITS SERVER ARE FREE OF COMPUTER VIRUSES OR OTHER HARMFUL MATERIAL. IF YOUR USE OF THE SITE OR THE SITE MATERIAL RESULTS IN ANY COSTS OR EXPENSES, INCLUDING, WITHOUT LIMITATION, THE NEED FOR SERVICING OR REPLACING EQUIPMENT OR DATA, lumisaha SHALL NOT BE RESPONSIBLE FOR THOSE COSTS OR EXPENSES.

THIS WEB SITE AND ITS MATERIAL ARE PROVIDED ON AN “AS IS” AND “AT YOUR OWN RISK” BASIS WITHOUT ANY WARRANTIES OF ANY KIND. lumisaha, TO THE FULLEST EXTENT PERMITTED BY LAW, DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTY OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD PARTIES RIGHTS, AND THE WARRANTY OF FITNESS FOR PARTICULAR PURPOSE. ALTHOUGH lumisaha STRIVES TO PROVIDE THOROUGH AND ACCURATE MATERIALS ON ITS SITE, WE MAKE NO WARRANTIES ABOUT THE ACCURACY, RELIABILITY, COMPLETENESS, OR TIMELINESS OF THE MATERIAL, SERVICES, SOFTWARE, TEXT, GRAPHICS, AND LINKS.

Disclaimer of Consequential Damages
IN NO EVENT SHALL lumisaha, ITS AFFILIATES, OR ANY THIRD PARTIES MENTIONED ON THE SITE BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, INCIDENTAL, INDIRECT, CONSEQUENTIAL OR PUNITIVE DAMAGES, LOST PROFITS, OR DAMAGES RESULTING FROM LOST DATA OR BUSINESS INTERRUPTION) RESULTING FROM THE USE OR INABILITY TO USE MATERIAL, ADVICE, GUIDANCE, OR SERVICES ON THIS SITE OR SITES LINKED TO THIS SITE, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT lumisaha IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Links
This Site contains links to websites owned by third parties. These links are provided solely as a convenience to You and are not an endorsement by lumisaha of the contents on those other sites. lumisaha is not responsible for the content of any linked sites and makes no representations regarding the content or accuracy of materials on such sites. If You decide to visit any third-party sites using links from this Site, You do so at your own risk.

Amazon Links
lumisaha is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com

Indemnity
By using this Site, You agree to defend, indemnify, and hold harmless lumisaha and its Partners from and against any and all losses, claims, damages, costs and expenses (including reasonable legal and accounting fees) that lumisaha may become obligated to pay arising or resulting from your use of the Site Material or your breach of these Terms and Conditions. lumisaha reserves the right to assume or participate, at your expense, in the investigation, settlement and defense of any such action or claim.

Privacy
Please see lumisaha’s Privacy Policy.

Miscellaneous
These Terms and Conditions are governed by the substantive laws of the State of Utah, without respect to its conflict of laws principles. You agree to submit to the jurisdiction of the courts situated in Salt Lake County, Utah with respect to any dispute, disagreement, or cause of action related to or involving this Site. If any provision is found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of these Terms and Conditions, which shall remain in full force and effect. No waiver of any of these Terms and Conditions shall be deemed a further or continuing waiver of such term or any other term. Except as expressly provided elsewhere in our Site, these Terms and Conditions constitute the entire agreement between You and lumisaha with respect to your use of this Site.